CII Certificate in Insurance - Healthcare Insurance (IF7) Practice Test 2025 - Free Healthcare Insurance Practice Questions and Study Guide

Question: 1 / 400

What does a table of healthcare insurance benefits outline?

Total number of hospital beds

The type of medical services covered

A table of healthcare insurance benefits outlines the specific types of medical services that are covered under a particular healthcare insurance policy. This table is crucial for policyholders, as it provides clarity on what medical treatments, procedures, and services will be reimbursed by the insurer. It can include details about outpatient care, inpatient services, preventive care, and emergency services, helping consumers understand their coverage options and limitations.

The other options, while related to healthcare, do not directly pertain to the benefits outlined in a healthcare insurance policy. For example, the total number of hospital beds may give a sense of hospital capacity but does not inform individuals about their specific coverage. Staff qualifications are important for evaluating the quality of care but do not affect the coverage details themselves. Average waiting times for treatment can influence patient decisions but are not included in the benefits outlined by healthcare insurance documents. Thus, the selected answer effectively captures the essence of what a benefits table provides in the context of healthcare insurance.

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Staff qualifications at a hospital

Average waiting times for treatment

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